Many investors are choosing to purchase short term CDs over longer terms. It's hard to justify locking your money into a long term CD when CD rates are low. Ally Bank has a great solution that gives you the best of both worlds - a decent CD rate to start and the opportunity to raise your CD rate later.
The Raise Your Rate CD from Ally Bank is currently crediting 2.02% APY for 2 years. Lock in a great rate now, plus have the option of a one-time rate increase if the rate goes up.
Sandy Spring Bank is offering a competitive money market rate to its customers. The Premier Money Market account is crediting 1.50% APY and is guaranteed to stay at that rate for at least 3 months.
Whether you're looking for another retirement savings product or want to switch out of an existing variable annuity, consider the Vanguard Variable Annuity.
The main appeal of the Vanguard Variable Annuity is its low costs. According to Morningstar, this annuity's average annual cost is about 75% less than than the industry average of other variable annuities. With an average expense ratio of 0.62%, this variable annuity will help keep fees from eating into your investment.
When you open a new checking account with Bank of the West by April 16, 2010, you will be eligible to receive a $100 bonus. Meet the following two requirements and you are guaranteed to receive the bonus:
There are three checking accounts eligible for this promotion - Free Checking, Choice Interest Checking and Choice ATM Checking.
Are you looking to refinance your mortgage loan, or just curious to see if you can get a better deal? LendingTree is advertising refinance rates as low as 3.36% APR. After filling out a simple form, LendingTree will request the best refinance rates within its financial network.
Now is a good time to take advantage of current low mortgage rates before they rise. According to the latest Mortgage Finance Forecast by the Mortgage Bankers Association (MBA), mortgage rates are projected to be 15% higher by the end of the year. Let's look at an example to see how this could effect your mortgage payment if you waited to refinance.
Discover Bank is offering competitive CD rates on durations from three months to five years. Current CD rates are as follows:
Danversbank, a community bank based in Massachusetts, has a deal on its Free Rewards Checking account. It's a high yield checking account crediting up to 4.01% APY. As a rewards checking account, you need to meet the terms of the promotion to get the following features:
Teachers Federal Credit Union is offering competitive money market rates to its members. The more you deposit into your money market account, the higher your interest rate will be.
The following balances earn the money market rate indicated:
Protective Life Insurance Company has some of the highest fixed annuity rates in the country with its ProSaver® Platinum Fixed Annuity.
The ProSaver® Platinum Fixed Annuity offers multiple guarantee periods (GP) varying in length from two to ten years and 15 years. Your interest rate will be locked in for the length of the GP.
Financial guru Robert Kiyosaki and talk show host Suze Orman have taken to Twitter as their arena for a public smackdown over investment philosophies.
The first jab was taken by Mr. Kiyosaki, a proponent of real estate investing. The author of “Rich Dad, Poor Dad” bashed Ms. Orman in a Tweet on Monday by saying, “No way in hell she believes what she teaches.”
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